Auto Insurance

Protecting your automobile investment doesn't have to be complicated. Simply fill out the form below, or contact us at your convenience and we'll discuss your options.

"Download your quote info here"

Please send a copy of the Declarations page to MPIA at fax 512.302.1161

Liability Coverage: This is protection for you! Many think the coverage only benefits the other driver. If you become involved in an automobile accident and it is determined you are at fault, this coverage will protect your assets. If coverage applies, the insurance company will pay bodily injury and property damage to third parties. They will handle the claim for you, mediate the claim and handle your defense from third party lawsuits. Do you have enough coverage to protect your personal assets? Click to return to top...

Medical Payments: This is no-fault coverage for you and your passengers for medial expenses if you are injured in your vehicle. When determining the correct amount of coverage to select, consider how it will fit with your health insurance. This can be used to help offset any medical insurance deductible!

Personal Injury Protection: This is no-fault coverage for you and your passengers for medial expenses if you are injured in your vehicle. PIP also will cover 80% of lost earning if you lose income due to lost time at work from bodily injury (not included in Medical Payments). When determining the correct amount of coverage to select, consider how it will fit with your health insurance and employer provided sick leave. Click to return to top.../p>

Uninsured Motorist: If you become involved in a not at fault accident and the other party does not have any insurance this will pay for expenses you incur for you bodily injury and damage caused to your property. This coverage will also apply for hit and run accidents. Click to return to top...

Comprehensive Coverage: This will cover damage caused to your vehicle by situations other than a collision; such as fire, theft, hail, & cracked windshields. Some companies offer no deductibles if you repair your windshield. If windshield repair with NO deductible is important to you, please let us know so we can put you with the appropriate company. Click to return to top...

Collision Coverage: This will pay for any damage to your vehicle caused by a collision with another object or overturn of your vehicle. Click to return to top...

Towing and Road Service: This will reimburse you to the limit specified in the policy, if your vehicle is disabled and requires towing. It will also cover the additional service cost at the site of disablement should your vehicle be repaired and not require towing. Click to return to top...

Rental Reimbursement: This will reimburse you for expenses for a rental car to the limit specified in the policy, if your car is damaged by a covered loss. This will not apply if you only have liability coverage on your vehicle. Click to return to top...

"The Coverages Below Are Offered by Selected Companies"

Lifetime Repair Guarantee: This guarantees the workmanship on covered repairs for as long as you own or lease your vehicle, when you choose to use a certified shop. Click to return to top...

Deductible Waived for Windshield Repair: If you have comprehensive coverage on your automobile and you select to have your windshield repaired instead of replaced, some companies fix it without a deductible! Click to return to top...

New Car Replacement: If you have a total loss of a new car, we'll pay the replacement cost of a new vehicle, the same make, model and equipment with no deduction for depreciation. Hartford will replace the new car if totalled in the first 15 months and under 15,000 miles. Travelers will replace or repair the vehicle in the first five years, which ever the is the lower cost. Click to return to top...

Accident Forgiveness: If you qualify for this benefit and you have an accident, your renewal premium will not increase due to the claim. The accident will be forgiven. Click to return to top...

Disappearing Deductible: Maintain a clean driving record, and we'll reduce your collision deductible. And we'll continue to reduce the deductible each additional year you keep your good driving record. Click to return to top...

Waiver of Deductible for a Not At Fault Accident: If you have been with an insurance company for three years, in most cases, and if an accident is not your fault, you won't have to pay your deductible. We'll pay the full amount of covered damages and the deductible as well. Click to return to top...

$100 Deductible Waiver for Choosing to Use an Approved Repair Shop: If you choose to take your car to one of our authorized repair shops, we'll waive $100 of your deductible, and you'll receive a guarantee on the workmanship of claim repairs. Click to return to top...

No Drop Promise: Regardless of the number of accidents or traffic violations you will be offered a renewal. Drivers must be physically & mentally capable of driving with no suspension of their license or DUI convictions. Click to return to top...

Auto Loan Lease Gap Coverage: If your vehicle is a total loss, we will pay the unpaid amount due on your lease or loan. There are limitations and does not include overdue payments, penalties, deposits or carry over loan balances from roll over loans. Click to return to top...

Insured Mike Pennington
8701 Shoal Creek Blvd.,#402
P.O. Box 9405
Austin, TX 78766

512-302-1160
512-302-1161 FAX
888-203-7442 Toll Free

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